Home Buyer Loans

I Need A Loan To Buy A Home!

Looking for a home without a home loan in place is like shopping without your Visa... Unless, of course, you're paying cash! In fact, most home sellers won't even look at your offer without some form of written loan approval accompanying it. Solution→ FASTAP® - Check it out!

VR Services represent hundreds of lenders and investors providing thousands of home loan programs throughout the state of California.

Whether you are buying your first home or your last - whether you are looking to buy an investment home, a vacation home or just a bigger home for your family... We will arrange the loan that's just right for you and your needs.

If for some reason you are unable to qualify for the loan you want now, we will help work out a financial plan to prepare you to qualify at a later date. That's just part of our Other Cool Services!

The Best Loan at the Lowest Rate

VRS provides every type of home loan program imaginable. From FHA, VA and Conventional loans to Jumbo and even "Super-Jumbo" over $1 million!

Our unique loan options include low and no down payments. And if your credit is less than perfect we have creative financing loans for you too.

As a Home Loan Services company, we represent the Lenders. They, in turn, pay us a current value for your future loan payments (called an interest stream). This is how we can afford to have much lower rates and costs than other lenders. We call it "wholesale-direct financing".

Added Bonus for Our Real Estate and Home Loan Clients!

By combining your home loan service with any other service (home buying and/or selling) you will save even more. Many of our smartest clients save thousands of dollars off the cost of their new home and the sale of their current home.

How do I get started?

Your best bet is to simply complete our Borrower Basics form to quickly tell us what kind of financing you need. Your information will be downloaded to our loan department where a home loan specialist (that's right, a real live person!) will personally respond to you...

Try that with any other on-line lender!

What's My Home Really Worth?