First Time Home Buyers

How can VRS help me buy my first home?

VR Services, Inc. began as a mortgage lender, originally known as Virtual Realty Finance, specializing in first time homebuyer's loan programs. As we grew into the full service Real Estate and Home Loan Company we are today, we always maintained our emphasis on first time homebuyers.

Our home buyer's agents are highly trained to match your home buying desires with the homes available on the market. We utilize the latest technology to track each and every home as it comes up for sale.

Our Real Estate Agents are often aware of homes that may be preparing to hit the market before they are available to the public!

First Timers need special financing

We provide virtually every type of first-time-homebuyer mortgage program available from FHA, VA and Conventional to the Creative Financing programs which allow you to buy a home with zero down payment, or less-than-perfect credit.

Our loan experts will help you get the best loan with the lowest interest rate for you and show you how to properly compare a house payment to your rent payment including the tax deductions you get for homeownership.

There are thousands of homes to choose from!

HUD and VA Repos, Bank Owned Homes, FNMA and FHLMC Repos, forced sales and relocations all share one thing in common: A buyer must have a loan in place before you can make an offer! We equip you with our exclusive FASTAP® loan approval, which makes your offer "As Good As Cash"!

Your VRS home Buyer's agent knows how to find the best deals among all the homes for sale. Just tell us what you're looking for in a home. We'll match it to your loan qualifications and then plug all that information into our vast computer data base to search virtually every home currently listed for sale.

How do I get started?

Your best bet is to simply complete our on-line Dream Sheet form, to quickly tell us what you want in a home. Your form will be downloaded to our real estate department where a property specialist (that's right, a real live person!) will personally respond to you... Try that at any other on-line real estate company!

What's My Home Really Worth?